Pension Consultancy

Big thinking for SMEs. The Quantum promise.

Are you confident that your pension scheme is truly serving the needs of your business and your employees? Navigating the complexities of pension regulations, ensuring good governance and optimising your pension strategy can feel like a daunting task. Getting the right advice is not just about meeting legal obligations, it’s about building a resilient and engaged workforce and securing their long-term financial wellbeing.

Your Partners in Confidence

At Quantum Advisory, we understand the challenges that small and medium-sized organisations face when it comes to pensions. We provide our clients with a big name service on a first name basis.

Flexibility – We think and act like true partners, always acting in our clients’ best interests to achieve superior outcomes. We work collaboratively and creatively to provide pensions advice tailored to your unique needs.
We believe in simplification – We break down complex pension issues, using clear, straightforward language to explain our thinking, helping you to feel calm and confident in your decision-making.
Extensive expertise – Our experience covers both trust-based and contract-based pension schemes. We stay on top of industry changes and proactively scan for emerging threats on your behalf. We can take your problems away and solve them in a timely, innovative and pragmatic way, keeping you on the right side of compliance and governance requirements.
Being good people to work with – We’re not just advisors, we’re an extension of your team, dedicated to ensuring your pension arrangements deliver the best possible outcomes to both your organisation and your employees. We build lasting friendships with our clients, priding ourselves on being personable and supportive.

By partnering with Quantum Advisory, you can be confident that your pension arrangements are in expert hands. We are dedicated to making pensions and benefits work better for small and medium-sized organisations, providing the high quality, reliable advice you’ve always wanted, at a price you can believe in.

Say hello to a partnership in confidence.

DC advisory services

Increased regulatory focus, automatic enrolment and the continued closure of defined benefit (DB) pension schemes have all led to the rise of defined contribution (DC) pension schemes. Whether it’s a Group Personal Pension Plan, a Group Stakeholder Plan or a Master Trust, good governance of your DC pension scheme will deliver considerable benefits to you and your employees.

At Quantum, we believe that good governance and achieving good employee outcomes shouldn’t cost the earth. Our experts will take the time to understand your specific circumstances to deliver high-quality, relevant and cost-effective advice including:

Robust governance processes and procedures
Provision of appropriate investment options
Competitive charging
Engaging employee communications

DB advisory services

We have extensive experience in the delivery of corporate actuarial and consulting advice including:

Accounting – Any pension scheme surplus or deficit must appear on a company’s balance sheet. Therefore, scheme performance has a direct impact on company profitability. We provide pension accounting calculations and advice for UK company accounts. This includes the determination of liabilities and assets, the annual cost of pension provision and the production of draft pension disclosures.
Buy-ins and buy-outs – assisting trustees and employers in securing their pension scheme liabilities with an insurer. Click here for further information.
Pension Increase Exchange (PIE) and Enhanced Transfer Values (ETV) - exercises to reduce scheme liabilities.
Longevity swaps – transference of the risk of members living longer than expected, through the purchase of longevity swap contracts to benefit the financial health of your scheme.
Expert second opinion – we can review the advice that you and your trustees receive from your primary advisors or incumbent. A second pair of eyes and a different perspective on matters can help identify alternative opportunities and efficiencies.
Multi-employer DB pension schemes – we provide a range of services for employers who participate in these schemes. Click here for further information.

Pension scheme design

Our actuaries and consultants are expert in designing new pension schemes, working closely with you to deliver a compliant solution that is the perfect choice for you.

We take the time to fully assess your current arrangements and to understand your objectives and constraints. We then formulate our advice to address the issues that you are facing, whilst also delivering a tangible return on investment.

Mergers and acquisitions

Purchase, sale and merger activities can be complicated, including assessing, negotiating and agreeing upon the transfer, inheritance or retention of pension scheme liabilities. Our experience and provision of clear and relevant advice will help you navigate this complex area.

Talk to our team

Get in touch with our friendly team today to talk about how we can help your business.